Financial Inclusion and Productive Microcredit
Access to financing for micro and small enterprises: diagnosis, available instruments, and policy proposals.
Sofía Galiani
Policy brief ⎯ 29 de junio de 2026
Access to productive credit constitutes one of the main barriers to the growth of micro and small enterprises in Argentina. Only 15% of MSMEs access formal bank financing, a proportion significantly lower than the regional average of 30%.
Industrialization is not a luxury but a necessity for developing economies.
Martín Bianchi
Access to financing for micro and small enterprises: diagnosis, available instruments, and policy proposals.